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844-323-3328 Monday-Friday, 9am - 6pm
info@federalstudentrelief.com Drop us a line anytime!
Get Help Now
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Student Loan Forgiveness Relief

GET HELP TODAY 844-323-DEBT(3328)

Are your Loans eligible for federal student loan forgiveness, cancellation, or discharged?

When you consolidate your student loans with the D.O.E you ultimately end up paying much less than what you were paying now. Consolidating your student loans will allow you to take advantage of Student Loan Forgiveness if you are eligible.

Forgiveness, discharge and cancellation, of your loans means that you are no longer expected to pay back your loans. Your income and family size can qualify you for payments as low ZERO dollars per month leading to complete loan forgiveness. Find out whether you are eligible base on your job, Income, Family size, the closure of your school, disability or other circumstances. There are so many options available that can help you reduce payments, eliminate part or some of your balance. Take advantage of the benefits through consolidation with the D.O.E.  You’re free Evaluation awaits you, don’t hesitate to Call us 844-323-DEBT(3328) !!

 

 WE HAVE HELPED OVER 75,000 PEOPLE WITH  FEDERAL STUDENT LOAN FORGIVENESS. HELP AWAITS YOU.

           A+ RATED DOCUMENT PROCESSING COMPANY.  

Circumstances That May Qualify For Forgiveness!

  • Public Service Loan Forgiveness
  • Closed School Discharge
  • Perkins Loan Cancellation and Discharge
  • Student Loan Forgiveness Relief
  • Discharge Due to Death
  • Unpaid Refund Discharge
  • Teacher Loan Forgiveness
  • Borrower Defense Discharge
  • Discharge Due to Death
  • Total and Permanent Disability Discharge
  • False Certification of Student Eligibility or Unauthorized Payment Discharge

 

Certain types of cancellations are available to military personnel, teachers, nurses, child care providers, or borrowers affected by the closure of a school.

 

You must repay your loans even if you do not complete your education, unhappy with the education you paid for, or you can’t find a job Related to your program of study. However, certain circumstances may qualify your loans to be forgiven, canceled, or discharged. Call 844-323-DEBT(3328) to apply for assistance

Borrowers with damaged credit may still qualify for Student Loan Consolidation. With Student Loan Consolidation, graduates will qualify for extremely flexible repayment plans that can lower payments down to zero dollars per month! There are so many benefits of getting a student loan consolidation. What are you waiting for call 844-323-DEBT(3328) and let Student Loans Consolidation assist you with processing your consolidation documents for your student loans.

Our commitment to understanding consumers is what sets us apart from others— Our aim is to educate and empower.

Student Loan Consolidation Program Benefits:

  • Student Loan Forgiveness programs available for those who qualify!

  • In Default? Avoid Jail Time!

  • Cut your monthly payments by up to 90 percent!

  • Payments as low as Zero for Those who Qualify!

  • Get out of default and STOP Tax Garnishment!

  • Avoid WAGE GARNISHMENT!

  • One payment instead of multiple payments!

  • Save Thousands of dollars in interest and fees!

  • Choose From Several Student Loan Relief Programs!

  • Refinance Student Loan interest rates As Low As 2-8%.

  • 100% MONEY BACK GUARANTEE!

 

What loans are eligible for forgiveness?

Student Loan Forgiveness is a repayment incentive program that allows borrower’s student loans to be forgiven after a certain number of qualifying payments. The main forgiveness programs that are available to Stafford Loan borrowers are Public Service Loan Forgiveness and Teacher Loan Forgiveness. If you are a teacher you may qualify for the Teacher Loan Forgiveness Program. If you are employed as a public service professional or have FFEL and/or Perkins loans, you may consolidate them into a  Consolidation Loan to take advantage of PSLF. However, only payments you make on the new Consolidation Loan will count toward the 120-month payment requirement for PSLF. Payments made on your FFEL or Perkins loans, even if they were made under a qualifying repayment plan, do not count as qualifying PSLF payments.

 

Pay As You Earn Repayment

For Direct Loans Only: Your estimated monthly payment is for one year, and is calculated based on your adjusted gross income (and your spouse’s income, if you’re married) and family size. You must reapply annually with updated income information. To Apply for pay as you earn call 844-323-DEBT(3328).

 

Income-Based Repayment(IBR)

Under this plan, your monthly payments are based on your adjusted gross income and family size. If you’re married and file a joint income tax return, your spouse’s adjusted gross income is also taken into consideration. Click here to apply for the IBR

 

Income-Contingent Repayment (ICR)

For Direct Loans Only: Your estimated monthly payment is for one year, and is calculated based on your adjusted gross income (and your spouse’s income, if you’re married), family size, and the total amount of your eligible loan debt. You must reapply annually with updated income information. Click here to apply for the ICR.

 

Income Sensitive Repayment

For FFEL Loans Only: Under this plan, your monthly payments are calculated based on your total monthly gross income and must cover at least the interest due each month. You must reapply annually with updated income information, as this plan is only assigned for 12 months at a time.

These repayment plans are not available on all loans, so you may want to view plan details and eligibility information.

Having Problems Making Payments?

The bureau reports that nearly seven million borrowers or 13% of outstanding loans are in default. Many individuals, like yourself  can feel overwhelmed with the financial burdens brought on by student loans. Don’t be fooled by the lenders.  You do have other repayment options. There are many repayment plans available that may allow you eliminate your monthly payments. Don’t wait until your situation spirals even further out of control. GET HELP TODAY!   844-323-DEBT(3328)

Call Today For federal loan Forgiveness!!!

                                       

Are you still putting off your chance to have your Federal Student Loans forgiven?

If so we urge you to act now. With all the changes that Trump is making to federal laws 
you don’t want to procrastinate any longer. 

 
 

The student loan deficit has reached over 1.53 trillion, affecting over 44.7 Million Americans.  We need to get in front of this. Lets tackle this problem together..

 

GET HELP TODAY!   844-323-DEBT(3328)

 
      If you have student loans, a recent roll-back of an Obama-era rule could affect you.

The Office of Postsecondary Education, a part of the Department of Education, reversed a rule protecting some student loan borrowers from collection fees on defaulted loans  This does away with an important student loan protection that’s been in place since 2015.

Without this rule, debt collectors are free to charge huge collection fees on defaulted student loan debt — even on defaults that are quickly resolved.

How the rule protected student loan borrowers in default

The former guidance to student loan collection agencies, outlined in the Dept. of Ed.’s “Dear Colleague Letter (DCL) GEN 15-14” issued on July 10, 2015, protected certain borrowers from collection fees.

Currently, if you fail to make a student loan payment for 270 days (9 months), your loan goes into default. In many cases, the servicer will send the defaulted debt to collections. Then the debt is handled by the guaranty agency, a company authorized to collect on student loans.

Guaranty agencies levy collection fees on defaults. These can total 18 to 40 percent of the balance — a hefty fee that significantly adds to the total cost of that debt.

However, under the Obama administration, debt collectors could not assess collection fees on certain defaulted student loans if those defaults were quickly resolved. Additionally, it applied only to Federal Family Education Loan Program (FFELP) Loans (the Department of Education discontinued this loan program in 2010).

 

 

Student loan collection agencies charge $15 million per year

In its letter, the Office of Postsecondary Education stated the guideline “would have benefitted from public input on the issues discussed” as the reason for rescinding the guidance.

But removing this protection will cost student loan borrowers millions while benefitting guaranty agencies, especially as student loan defaults are on the rise — up 14 percent in 2016 over the previous year.

For instance, the nation’s biggest guaranty agency, United Student Aid Funds, Inc., made tens of millions off of such fees. That is, before the rule prohibited them from doing so in July 2015. With this roll back, USA Funds can resume collecting fees that add $15 million to their revenue annually, 

How to protect yourself

This action is one of the latest moves by the Trump administration to loosen certain financial regulations. President Trump recently signed an executive order aimed at weakening the Dodd-Frank act as well. Critics say these changes are made at the expense of consumers.

To protect yourself in light of these recent changes, buff up your own defenses against debt servicers and collectors. Here are a few things you can do to make sure you’re protected:

  • Make student loan payments on time or contact 844-323-3328  and apply to for student Loan forgiveness. Our trained student loan advisors will provide you with a free evaluation to determine your eligibility.  

Consumer-friendly policies are important. They can help you keep up with your student debt, even through hardship. Luckily, there are still many protections in place to help, such as income-driven repayment plans.

Stay on top of your debts and continue to be proactive. Even if you hit a rough financial patch, you can avoid default by applying for loan forgiveness at  Federal Student Loan Relief

 

About Debt Consolidation Student Loans:

Student Loan Consolidation is a practical repayment tool that combines all your student loans into one master loan. Consolidating your student loans will reduce the pressure of multiple payments and allow you to budget your finances. People often apply for student loan debt consolidation to secure one low monthly payment, a lower or fixed interest rate and avoid wage or tax garnishments.

All quotes provided by [SLC] are valid for up to 30 days following the date of of your application. All scenario are quoted on a case by case basis through the D.O.E. Our company accepts no liability for clients that are already in default or if clients fail to comply with instructions provided by SLC. Our company accepts no liability for consequences of any actions taken by the D.O.E on the basis of false information provided by customers. We offer a free consultation to all who are interested in resolving their student loans. We do not offer any legal advice. We do not charge any upfront cost. We are not government affiliated nor do we represent the D.O.E in any way. We are an independant Document Processing company available to the public to hire for document processing for federal student loan consolidation/ forgiveness applications. We do not lend money nor do we charge any interest. We charge a one time doc prep fee with hardship options for those in need. Our fee may vary based on each potential clients workload.  Don’t wait until your situation spirals even further out of control.

GET HELP TODAY!   844-323-DEBT(3328) 

 

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